Wednesday, March 20, 2013

How to apply PTPTN Study Loan

6 Easy Steps for PTPTN Loan Application:

Procedures for online application.

#1Open a CIMB Personal Savings Account@ CIMB Bank.

You may choose to deposit RM200 to get a CIMB Bank debit card 
deposit RM500 if you want a saving accounts book as a record and as well as a CIMB Bank debit card.

* Different College/ University may open a DIFFERENT bank savings account. 
Please check with your College/ University.

#2Open Skim Simpanan Pendidikan Nasional (SSPN)

@ Maybank. (Immediately can apply PTPTN)
@ Bank Islam Malaysia Bhd (BIMB) (Next day only can apply PTPTN)

*The minimum deposit is RM20.

#3.  Buy a PIN number for RM5 at Bank Simpanan Nasional (BSN).

 Picture above is a sample of receipt.

You have to keep this receipt because you will have to fill in the No. PTPTN, Tarikh Bayaran& Masa Bayaran when you first time log on to the PTPTN website as shown below.

     - Fill in all the personal details correctly because any minor errors may result in your application being rejected. I have been told that the BUTIRAN KURSUS & BUTIRAN PENJAGA are the most important; you cannot make any mistakes especially in filling these two particles.

Picture above is the sample of how to fill in the information in BUTIRAN KURSUS.
      - Check the closing date before you submit your application.
15 Mar/ 15 Apr/ 15 Sep/ 15 Oct

*Please check with your College/ University because different College/ University 
may not have the same closing date.

#5. Check your application status after 7 working days of the online application closing date.
*If your online application is rejected, you are required to seek advice from PTPTN.

Procedures after your online application has been approved.

#6 Submit the supporting documents stated below to the PTPTN officer of your College/ University. (photocopy on A4-size, single-sided only)

                        v 1 Copy- College/ University offer letter

v 2 Sets  - PTPTN Agreement and its Letter of Offer
o   Print from PTPTN website.

v 1 Copy- Maklumat Permohonan Pembiayaan
o   Print at Online Application, PTPTN website

v 1 Copy- Student’s IC

v 1 Copy- SPM Certificate

v 1 Copy- A levels/ Diploma/ Foundation/ STPM/ UEC or equivalent (Certificate& Transcript)
v 1 Copy- CIMB Savings Account Details

v 1 Copy- Parents’ pay slip (latest, normally within 6 months)/ BE Form (latest) / Letter of confirmation of unemployment for housewife and retired parents.

     -For students who submit applications in semester 2 and above, the following additional documents are required:
v  1 Copy- Confirmation letters are still learning from your College/ University.

v 1 Copy- The results of all previous semesters. 

Fore more information you can go to


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  1. Thanks Mr Sai.

  2. It is not always simple to get a loan. Thank you for bringing some light into this!

  3. Is it possible to have ptptn loan to study in Taiwan?


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